Month: December 2017

“My husband and I plan to retire in a few months. We are worried that the stock market will correct just when we start taking money out of our accounts. Are we just being worry warts? Not at all. What you are worried about is called the “sequence-of-return risk” and it is a real problem…

“My wife and I pay over $10,000 a year in Medicare Part B premiums while my neighbors only pay about $3,200 a year. What gives?” By way of background, Medicare is the federal health insurance program for people who are age 65 or older. For most Medicare enrollees, the federal government pays 100% of the…

“My daughter said that my wife and I need to do some advance care planning. What is she talking about?” Advance Care Planning is the process of making decisions about the care you want to receive should you become incapacitated and be unable to make your own decisions. Advance Care Planning normally includes: Making decisions…