Year: 2019

How To Spend Money During The Holidays (With Intention)

  News
  spending
If you are anything like me, you will find it super easy to spend money during the holidays. With gifts for family, friends, and loved ones, it may seem like your credit card never takes a break. But it is important to take a step back to ensure your own financial security when the temptation…
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QCD Blog

Why QCDs Are The Best Donation Strategy In Retirement

  News
  giving, retirement
Charitable giving is an important component of many people’s lives. The 2018 Tax Cuts and Jobs Act changed the way many people approach their giving strategy. With the standard deduction doubling to $12,000 for single filers and $24,000 for married filers, many families were unable to itemize their deductions, leaving avid donors looking for a…
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Medicare IRMMA

Medicare IRMMA

  Resources
Medicare Income-Related Monthly Adjustment Amount (IRMAA) is an amount that Medicare recipients pay in addition to their regular Part B or Part D premium if their income is above a certain level. The Social Security Administration (SSA) sets income brackets that determine your surcharges. SSA determines if you owe an IRMAA based on the income you reported on your IRS tax return two…
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Making Sense Of Retiree Asset Location

Making Sense Of Retiree Asset Location

  News
Individual Retirement Accounts, or IRAs, are often talked about as a savings vehicle for retirement. And while they excel in that capacity, many retirees wonder if IRAs are the best type of account for a strong investment strategy while in retirement as well.  IRAs can offer retirees many benefits, but there are also some consequences…
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Medicare Enrollment 2020

The Medicare Open Enrollment Period

  Resources
What is the Medicare Open-Enrollment Period? Each year Medicare has an Open Enrollment Period during which Medicare recipients can make certain changes in their Medicare coverage. For example, during the Open Enrollment Period, Medicare recipients can: Switch from Original Medicare (Part A&B) to a Medicare Advantage Plan (Part C) Switch from a Medicare Advantage Plan…
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What is Diversification and Why It Matters

  News
  investing, retirement
Investing is a key component to your retirement plan. Many people are confused and overwhelmed by the investing: how it works and the ways to do it effectively. One of the most important pieces of investing is diversification. Now, you may have heard that term thrown around in financial articles, in meetings, and in the…
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Retirees, What You Need To Know About Your Mortgage

  News
Mortgage debt is a topic on the minds of many retirees. A survey by a national mortgage banker, American Financing, found that 44 percent of Americans age 60-70 have a mortgage when they retire. More interesting still, that survey found that 17 percent of participants feel that they may never be able to pay it…
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Are You Using These Retirement Savings Vehicles?

  News
Saving for retirement is like establishing a good habit — it’s difficult to get started but changes your life for the better each day. Forming bad habits is easy but good habits take time, patience, and determination to see through.  Here at Retire To, we love to help you form good habits that last to…
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5 Improvements To Make Your House More Retirement-Friendly

  News
What does home mean to you? When you retire, one of the many questions you will need to consider is where you want to live. For some that may mean downsizing or moving to a different state to begin this new phase. For others, it may mean staying put and remaining at the place that…
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