News and Resources

Olli Retirement Management Courses

A Course on Retirement Wealth Management

  Courses, News
You may wish to attend our upcoming course on Retirement Wealth Management. Course Description: In this course we will discuss investment planning, tax planning, and estate planning ideas that retirees can use to improve their financial well-being. Investment planning ideas include ways to build low-cost, diversified portfolios that produce income and growth. Tax planning ideas…
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Retirement Longevity Risk

The Challenges of Retirement Longevity Risk

  Resources
Planning for a journey of unknown duration Q – We’re considering the financial impact of using some of our retirement resources now, while we are still active, versus sacrificing now to be more certain we will be OK later.  How should we handle the tradeoff? A – One of the biggest challenges facing those planning…
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3 Ways to Reduce IRA Required Minimum Distributions

3 Ways to Reduce IRA Required Minimum Distributions

  News
“Although I am over 70, I am still working. My company’s CPA just told me that this year I will have to take money out of both my company 401-k plan and my personal IRA. I don’t want to do that since it will increase my income tax liability. Is she right? She could be…
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Sequence-of-Return Risk

Sequence-Of-Return Risk

  Resources
“My husband and I plan to retire in a few months. We are worried that the stock market will correct just when we start taking money out of our accounts. Are we just being worry warts? Not at all. What you are worried about is called the “sequence-of-return risk” and it is a real problem…
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Medicare Rules Explained

Understand the Complex Medicare Rules & Regulations

  Resources
“My wife and I pay over $10,000 a year in Medicare Part B premiums while my neighbors only pay about $3,200 a year. What gives?” By way of background, Medicare is the federal health insurance program for people who are age 65 or older. For most Medicare enrollees, the federal government pays 100% of the…
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Advanced Care Planning Greenville SC

Advanced Care Planning

  Resources
“My daughter said that my wife and I need to do some advance care planning. What is she talking about?” Advance Care Planning is the process of making decisions about the care you want to receive should you become incapacitated and be unable to make your own decisions. Advance Care Planning normally includes: Making decisions…
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Retirement Budgeting

The 4% Rule Of Thumb For Retirement Spending

  Resources
“In retirement, we want to be fairly certain that our investments will last as long as we do. With that in mind, how much can we safely withdraw from our investments?” Over the past 30 years, most retirement planners have answered this question by explaining the “4% rule of thumb”. The 4% rule of thumb…
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Money for Retirement

Beyond Finances: Adjusting to Life in Retirement

  Resources
“Financially speaking, we think we are going to be OK in retirement. However, we are a little worried about adjusting to our new life.” The first questions that most people ask about their retirement have to do with money. For example, someone may ask “how much money will I need in retirement in order to…
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Social Security Mistakes

Social Security Mistakes

  Resources
“Social Security income will be important to us in retirement. Therefore, we can’t afford to make any Social Security income mistakes.” Social Security income is often an important part of retiree’s cash flow. Unfortunately, many retirees commonly make Social Security income planning mistakes which reduces their Social Security income. Here are the six Social Security…
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