Keeping your Medicare premiums low.
Most retirees do not have to pay premiums for Medicare Part A. However, Medicare Part B is a different story.
Each year the amount of premiums that a retiree pays for Medicare Part B is based on the retiree’s income from two tax years ago. As you might expect, the higher your income two years ago, the higher your Medicare premiums this year.
Without proper advanced planning, adopting different retirement income strategies may substantially increase your Medicare Part B premiums.
Our Retirement Income & Spending Plan considers the effect of different sources of income on Medicare B premiums, with a goal of keeping Medicare premiums low.
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